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Shadow equity: A fresh idea to escape the low wage trap

By Rosalind Dixon & Richard Holden  March 19, 2019

New developments in blockchain technology offer a way to link the efforts of employees to an equity-like security.

Vital Signs: The backdown on mortgage broking commissions

By Richard Holden  March 15, 2019

The Coalition appears to have put off designing a proper commission structure for the next three years in order to buy some peace.

Vital Signs: Ultra-low economic growth should not surprise

By Richard Holden  March 08, 2019

Our high population growth, fed by a high immigration rate, has masked a much less rosy picture of how we are doing.

Vital Signs. Do deficits matter any more?

By Richard Holden  March 04, 2019

The returns need to be carefully assessed and compared with the actual government cost of borrowing.

Vital Signs: Why more expensive milk won’t help farmers much

By Richard Holden  February 25, 2019

For a typical family of four with average milk consumption, the extra 10c a litre works out at about $40 a year.

Why mortgage broker commissions aren’t the problem

By Mark Humphery-Jenner  February 21, 2019

Brokers are keen to get referrals and repeat business, which relies on brokers providing good service in the first place.

Enabling customers to switch easily would discipline banks

By Richard Holden  February 18, 2019

The Hayne royal commission failed to make the one recommendation that would really discipline bad behaviour.

Vital Signs: When watchdogs become pets

By Richard Holden  February 15, 2019

What happens when regulators meant to check individual interests fail to promote the public interest?

Economists say we can fix the banks, but will we?

By Gigi Foster & Paul Frijters  February 14, 2019

After three years and 35 polls, the Economic Society of Australia has received its first-ever unanimous response to a survey question.

Vital Signs: If needed, the RBA can and will cut rates during the election campaign

By Richard Holden  February 12, 2019

A funny thing happened on the way to the fairytale ending.